OUR RANGE OF SERVICES

We will meet with you and take the time to understand your individual needs. We will help you find a lender with the most suitable loan products to meets your needs. We will take you through the finance application process step by step, helping you pick the right loan from the right lender. We’ll do all the running around and manage the process from application to settlement. After your loan is settled, we are committed to keeping in regular contact with you to ensure you get:

 

  • Regular updates on property market changes
  • Annual reviews to ensure your loan is competitive and working well for you
  • Advice on your loans if your situation changes

RESIDENTIAL & INVESMENT LOANS

 
Whether you’re looking to buy your first home, upgrading to something bigger or investing in property, we can help you find a range of home loans that cover all your needs. Whilst borrowing options for investors are now virtually the same as loan options for owner-occupiers, there are some additional loan types that offer advantages for investors in particular. Borrowing options available to investors are now very similar to loans for owner-occupier purchases, with most investors able to use most standard variable and fixed rate home loans to purchase an investment property. The same loans terms as for an owner-occupier purchase will generally apply, including access to features such as extra repayments and redraw. There are also some loan types and repayment options that may be particularly beneficial to investors.

COMMERCIAL & BUSINESS LOANS

 
Whether you’re starting a brand new business, buying an already established business, purchasing a franchised business or looking to expand your existing business. Or you may be considering buying commercial premises for occupation, investment or re-finance your existing loan, in either cases we can help. We understand that your time is important and we can make it easy for you to run your business. We will come to meet with you, during or after business hours to help you complete the application process. Our process time is quick and approvals are fast with paperwork and red tape kept to a minimum.

Our expertise include:

 

Finance business purchases with medium or long term business loan funding

Flexible repayment schedules to match the cash flow of your business

Able to match term of the business loan with the useful life of the asset

Competitive interest rates and pricing

DEVELOPMENT & CONSTRUCTION FUNDING

 
We can quickly analyse your development and determine it’s suitability for finance. Features of our construction lending options include;

Allow for maximum lend against GRV or cost

Allow for no/minimal presales

AlProvide full/low/no doc alternatives

Ability to capitalise interest

Repay loan early without penalty

 

We Can help you

 

Determine the feasibility of your development both from a project & lending point of view

Identify the key issues with lenders and if possible how to solve them

Arrange valuation/QS reports and get your project ‘lender ready’

Identify and implement the best source of financing

We will assist you with the lender right through to the completion of construction. We are your first point of contact for answering any questions, providing ongoing advice and guiding you through the development process.

 

SELF-MANAGED SUPER FUNDS

 
Self-Managed Superannuation Fund loans (SMSF) loans can be used to purchase property including residential and commercial, or even a holiday home as a property mortgaged investment. A key distinction of SMSF loans is that they can only be used to purchase property from a member or related entity for business purposes. Any residential property must be purchased from an unrelated party or arm’s length vendor. We can help you facilitate finance to purchase property using a SMSF strategy. Any property purchased using a SMSF loan works in the same way as any other investment property loan.

With a SMSF loan you can:

 

Choose an asset class that suits your lifestyle and investment objectives

Plan your retirement on your own terms

Gear into property by borrowing within a Self Managed Super Fund

ASSET & EQUIPMENT FINANCE

We specialise in helping business owners find the most appropriate funding solutions to finance the purchase of a vast range of equipment types. We have flexible products, tailored for a range of industries.

Some of the equipment we arrange finance for

Truck/Bus/Commercial Vehicles

Earthmoving/Mining Equipment

Plant & Equipment/Machinery

Health/Medical/Scientific Equipment

Agricultural/Farm Equipment

Building Fitout Finance

MEDICAL FINANCE - FINANCE SOLUTIONS FOR HEALTHCARE

 
We have the expertise and resources to provide our clients a

range of lending facilities and individual service specifically tailored for healthcare practitioners.

We offer specialised finance of your:

Practice property

Practice purchase

Practice set up and refurbishment

Equipment

Motor Vehicle

OUR PARTNERS

We will meet with you and take the time to understand your individual needs. We’ll help you find the right loan from the right lender, which could save you thousands. We will take you through the finance application process step by step, helping you pick the right loan from the right lender. We’ll do all the running around and manage the process from application to settlement.

CONNECT WITH US

Contact us today to start creating your financial success.

  info@confiancefinance.com.au